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Anonymous
Hello Amlan.
I like your videos specially the ones related to ITR filling. Good Job.

I have a query. Please clarify.

Hi had taken a Joint Home Loan (Less than 35 lakhs) along with my house wife which was sanctioned in June 2016 (Eligible for Section 80EE) & Disbursed in the month of November 2016. We both are the Co-owners of the house (Total Property Value less than 50 lakhs) and the house is self-occupied starting April 2017 just after completion. This is our 1st home & we do not have any house/property in our name. I have few queries.
1) Since my wife is non-working/house-wife & I pay 100% of the EMI for the home loan availed, Can I alone avail 100% of the tax exemption present under Section 24(B) ?
2) As mentioned above, the home loan amount had been disbursed in the month of November 2016. So I have paid Interest as part of EMI for 5 months(Nov 2016 till March 2017) as Pre-Construction Interest which I need to claim under Section 24(B) which should be divided equally into 5 parts and be claimed in the consecutive 5 Financial years. In my case, just the Interest on Home Loan for F.Y. 2017-2018 (excluding the 1/5th part of the Pre-construction Interest) is just more than Rs 2 lakhs. Can I claim the "1/5th part of the Pre-construction Interest" under Section 80EE ?

Could you please clarify the above queries. Or if you already have a video for the same, please provide me a link for the same.

Thanks
Kapil